网络支付业的风险及防范

Risk and Prevention of Network Payment Industry

摘要: 随着经济的发展和技术的进步，我国电子商务在经济全球化的形势下正处于迅猛发展的过程之中，而网络支付服务也从支付工具转变成一个相对独立的行业。然而，由于网络系统、计算机系统以及网络支付系统自身就存在了安全风险和安全隐患，使得网络支付业面临着艰难的挑战。本文在阐述了网络支付的相关概念和发展情况后，分析了网络支付业风险的表现，并提出我国网络支付业风险防范策略。

Abstract: With the development of economy and the progress of technology, China’s e-commerce, under the situation of economic globalization, is in the process of rapid development, and online payment services turns from payment tools into a relatively independent industry. However, as for the network system and the computer system and the network payment system itself, there are secu-rity risks and security risks, the network payment industry is facing a difficult challenge. This paper expatiates on the related concepts and the development of the network to pay, analyzes the risk of online payment industry, and puts forward China’s online payment industry risk prevention strategy.